UK based call handling
Call free Get a quote Commercial Mortgage Calculator
Bank lowers interest rates to 5%
Sterling Falls on Rate Cut Hopes

Mortgages for Garden Centres

At Commercial Mortgages Fast we know that buying a garden centre, or even running a garden centre, calls for flexible and accessible finance options.

As a relatively new retail category and one which is still expanding rapidly, a considerable variety of site types come under consideration when buying a garden centre. And if you own a garden centre already, it’s likely that you’re planned program of development of the buildings on your site calls for more expenditure each year.

Buying a Garden Centre?

If you’re buying a garden centre from scratch, Commercial Mortgages Fast will find you the right choice from the full range of mortgages for garden centres available. This will help you to finance your purchase, and also develop and extend the buildings on the site to get the very best return from your investment.

It can also make it possible for you to take personal advantage of the tax possibilities of buying your property yourself, and leasing it back to your business.

If you’re buying a garden centre site as an investment (possibly with an eye to future development of the site) and planning to let it out in the meantime, Commercial Mortgages Fast can match you with a specific, ‘investment related’ commercial property mortgage.

Own a Garden Centre already?

If you own and run a garden centre, or if you own garden centre site which is let to another business, Commercial Mortgages Fast can help you unlock capital with a lower rate commercial property remortgage. You could use the money to carry out extensions or renovations to the buildings or greenhouses on your site, purchase vehicles or lifting equipment, or invest in other ventures. You’ll even be able you to use the money for some other purpose (perhaps personal) entirely. At Commercial Mortgages Fast we take the view that it’s your business, and not ours, how you use your funds.

Who to talk to about mortgages or remortgages for Garden Centres.

Commercial Mortgages Fast is waiting to help you if you’re thinking about buying a garden centre, or raising money against a garden centre you already own.

You might feel you should talk to your bank first, but your bank is in the business of selling its own financial products and its business lending manager isn’t free to lead you to the best for you amongst the available mortgages for garden centres.

At Commercial Mortgages Fast, our specialist banking partners provide a broad range of commercial property mortgages for garden centres, and we match you with the one that’s best for your needs. We can help you raise up to 80% of the garden centre’s value, and possibly more if you’re able to put up additional security as collateral.

At Commercial Mortgages Fast we can help you in any circumstances. We’ll build the perfect solution for your garden centre, and you, on your terms.

Why choose Commercial Mortgages Fast to help you buy or refinance a garage?

  • Commercial Mortgages Fast ensures your commercial mortgage matches your exact requirements.
  • You can secure as much as 80% of the value of a garden centre on a Commercial Mortgages Fast commercial property mortgage or remortgage.
  • Commercial Mortgages Fast has suitable mortgages for you whether you plan to run your garden centre yourself, or lease it out on an investment basis.
  • Commercial Mortgages Fast offers a truly independent approach and always ensures you receive the best product and deal for your circumstances.

How much do we charge for our services?

Following receipt of your completed Commercial Mortgage or Remortgage form, we will undertake a proper review of your application. We will document and log all of the key facts relevant to it and the financing options that are available to you and your business. This will help to ensure that any recommendation which we make to you will be the most appropriate for you and your business after taking full account of your circumstances.

Once we have made our recommendations to you we will confirm our advice in writing.

Standard commercial mortgage application

This applies to any application where satisfactory accounts are provided and where there are no adverse credit issues. Our Professional Services Application Fee for a Standard application is currently £499 for each mortgage contract.

This fee which will be payable by Credit or Debit card at the time of application will cover the costs of any case work involved in preparing, submitting and managing your application/s. In addition to any Professional Services Application Fee, on completion we will receive a fee from the lender.

You will not have to pay any other fees.

Adverse credit commercial mortgage application

For any application where there are no accounts, or there is an impaired credit history, for example, CCJs, missed loan repayments or defaults, our workload will increase substantially. Accordingly, our Professional Services Application Fee will be £699 for each mortgage contract.

This fee which will be payable by Credit or Debit card at the time of application will cover the costs of any case work involved in preparing, submitting and managing your application/s. In addition to any Professional Services Application Fee, on completion we will receive a fee from the lender.

We will also charge Professional Services Fee of 1% on completion.

Refund of fees

If we are unable to secure an offer from any lender in respect of your application, you will receive a full refund of any Professional Services Application Fee which you have paid to us. If the application does not proceed for any other reason you will not receive a refund.

Valuation/Survey fees

A valuation / survey fee will be required as part of the application process and we will advise you of the exact amount at the time of application.  All valuation / survey fees are payable at the time of application by Credit or Debit card and are completely non-refundable.