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Mortgages for Offices

Commercial Mortgages Fast understands that buying offices is a big step for a business, as well as for its owners. While buying offices can confirm the stability and ambitions of the company, it can also tie up much needed capital which might be better put to work in the business.

To ease the burden Commercial Mortgages Fast can help you arrange a commercial property mortgage to buy your offices. This avoids diverting capital, and can help you make the most of the tax advantages available.

If you’re buying as an investment, and planning to let out your office building, Commercial Mortgages Fast can also match you with ‘investment related’ commercial mortgages for offices, intended specifically for this purpose.

What if you already own Offices?

If you occupy an office building that you own already, or if you own a building let to tenants, then Commercial Mortgages Fast can arrange a lower rate commercial property remortgage which will unlock the capital in your property making it available for you to use in the business or invest in other ventures.

And at Commercial Mortgages Fast our lending partners take the view that as it’s your business and not ours, how you use your funds is your business. This means you could even use the funds for personal reasons outside of your business.

Who to talk to about mortgages for Offices.

Commercial Mortgages Fast is here to help you if you are thinking about buying offices, or raising money against offices you own already. You may feel you should talk to your bank first, but remember that your bank is in the business of selling its own financial products and its business lending manager isn’t free to lead you to the best commercial property mortgage for you.

At Commercial Mortgages Fast, our specialist banking partners provide a broad range of commercial mortgages for offices, and we match you with the one that’s best for your needs.

Commercial Mortgages Fast can help you raise up to 80% of the offices’ value, and possibly more if you’re able to put up additional security. (You might find it difficult to raise more that 75% of the value of the offices you’re hoping to buy via your bank, with them asking you to put in as much as 25% yourself.)

At Commercial Mortgages Fast we can help you in any circumstances. We’ll build the perfect solution for your offices, and on your terms which suit you best.

Why choose Commercial Mortgages Fast to help you buy or refinance your offices?

  • A commercial mortgage arranged by Commercial Mortgages Fast will match your exact requirements.
  • You can secure as much as 80% of the property value on a commercial mortgage or commercial remortgage.
  • We have the ideal commercial mortgages for you, whether you want to run your business from the office you buy or simply lease out as an investment.
  • Commercial Mortgages Fast offers a truly independent approach and always ensures you receive the best product and deal to meet your circumstances.

How much do we charge for our services?

Following receipt of your completed Commercial Mortgage or Remortgage form, we will undertake a proper review of your application. We will document and log all of the key facts relevant to it and the financing options that are available to you and your business. This will help to ensure that any recommendation which we make to you will be the most appropriate for you and your business after taking full account of your circumstances.

Once we have made our recommendations to you we will confirm our advice in writing.

Standard commercial mortgage application

This applies to any application where satisfactory accounts are provided and where there are no adverse credit issues. Our Professional Services Application Fee for a Standard application is currently £499 for each mortgage contract.

This fee which will be payable by Credit or Debit card at the time of application will cover the costs of any case work involved in preparing, submitting and managing your application/s. In addition to any Professional Services Application Fee, on completion we will receive a fee from the lender.

You will not have to pay any other fees.

Adverse credit commercial mortgage application

For any application where there are no accounts, or there is an impaired credit history, for example, CCJs, missed loan repayments or defaults, our workload will increase substantially. Accordingly, our Professional Services Application Fee will be £699 for each mortgage contract.

This fee which will be payable by Credit or Debit card at the time of application will cover the costs of any case work involved in preparing, submitting and managing your application/s. In addition to any Professional Services Application Fee, on completion we will receive a fee from the lender.

We will also charge Professional Services Fee of 1% on completion.

Refund of fees

If we are unable to secure an offer from any lender in respect of your application, you will receive a full refund of any Professional Services Application Fee which you have paid to us. If the application does not proceed for any other reason you will not receive a refund.

Valuation/Survey fees

A valuation / survey fee will be required as part of the application process and we will advise you of the exact amount at the time of application.  All valuation / survey fees are payable at the time of application by Credit or Debit card and are completely non-refundable.