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Legal Stuff (Terms & Conditions)

The content of this web site has been carefully researched and is believed to be accurate. Changes to legislation, market conditions and the national and international social and political climates can and do happen. In view of this, property investors are reminded that the information is of a general nature only and is not intended to address the specific circumstances of any particular individual or entity.

You may use the information on this web site without charge or obligation but you are solely responsible for the actions and decisions that you make and for verifying the current legal, political and market conditions when making a property investment.

Commercial Mortgages Fast accepts no responsibility for the continuing accuracy of the information contained within these web pages and any investment you make or relationship that you enter into with our agents and partners is entirely at your own risk.

You must seek appropriate legal advice prior to and during the process of making any property investment.

How Much do we Charge for our Services?

Following receipt of your completed Commercial Mortgage or Remortgage form, we will undertake a proper review of your application. We will document and log all of the key facts relevant to it and the financing options that are available to you and your business. This will help to ensure that any recommendation which we make to you will be the most appropriate for you and your business after taking full account of your circumstances.

Once we have made our recommendations to you we will confirm our advice in writing.

Standard Commercial Mortgage Application

This applies to any application where satisfactory accounts are provided and where there are no adverse credit issues. Our Professional Services Application Fee for a Standard application is currently £499 for each mortgage contract.

This fee which will be payable by Credit or Debit card at the time of application will cover the costs of any case work involved in preparing, submitting and managing your application/s. In addition to any Professional Services Application Fee, on completion we will receive a fee from the lender.

You will not have to pay any other fees.

Adverse Credit Commercial Mortgage Application

For any application where there are no accounts, or there is an impaired credit history, for example, CCJs, missed loan repayments or defaults, our workload will increase substantially. Accordingly, our Professional Services Application Fee will be £699 for each mortgage contract.

This fee which will be payable by Credit or Debit card at the time of application will cover the costs of any case work involved in preparing, submitting and managing your application/s. In addition to any Professional Services Application Fee, on completion we will receive a fee from the lender.

We will also charge Professional Services Fee of 1% on completion.

Refund of Fees

If we are unable to secure an offer from any lender in respect of your application, you will receive a full refund of any Professional Services Application Fee which you have paid to us. If the application does not proceed for any other reason you will not receive a refund.

Cancellation Policy

Once a full application has been completed, the application fee for this cannot be withdrawn other than in the circumstances referred to above under the heading 'Refunds'.

Valuation/Survey Fees

A valuation / survey fee will be required as part of the application process and we will advise you of the exact amount at the time of application.  All valuation / survey fees are payable at the time of application by Credit or Debit card and are completely non-refundable.